For Singapore's bespoke jewellers

No deposit, no start. No balance, no handover.

Deposits in before you order the stones. Balances paid before the ring leaves your hands.

Apply for a founding spot Try it free first

S$39/month, locked in
10 founding spots
S$0 payment fees

Your Studio

online

Hi Rachel! Here's the deposit for your solitaire ring ✨

Deposit invoice

S$2,100.00

Pay by PayNow →

lunas.sg

Your Studio

Deposit due

S$2,100.00

Scan with any banking app

I've paid

Your Studio will confirm once it shows in their bank.

Your Studio

Tell Your Studio you've paid

How did you pay?

PayNow

Amount you paid

S$2,100.00

Date you paid

Today

Send — I've paid

Your Studio will confirm once it shows in their bank.

Your Studio

To confirm

Rachel says they've paid

S$2,100.00

Check your bank, then confirm.

ConfirmNot received

Rachel says they've paid S$2,100.00

Check your bank, then confirm.

Your Studio

Confirm payment

Amount receivedS$2,100.00

Paid byPayNow

Date receivedToday

Issue a receipt

Check your bank before confirming

Confirm payment

Your Studio

S$2,100.00

Receipt emailed to Rachel

Example with a sample business and customer.

A day in the studio

You didn't become a jeweller to chase money on WhatsApp.

9 am
Design tweaks, “is it ready?”, a PayNow screenshot.
3 pm
The ring's ready. The balance isn't.
11 pm
Scrolling chats to work out who's paid.

Screenshots aren't payment

Paid means it's in your bank. Not in a picture.

Exact amount and reference, filled in
A fresh QR for the balance
See when they open the link
They tap “I've paid”; you check your bank and confirm

Example: the pay link a customer opens from WhatsApp or email.

The founding offer

Everything you need to get paid. Set up with you.

The get-paid system

Deposit to balance on one job, with a PayNow QR.

Zero payment fees

PayNow straight to your UEN or mobile.

Reminders that chase for you

Before and after the due date. Stop when paid.

Your terms, accepted in writing

Customers tick them on the pay link.

Set up with you

Your spreadsheet, logo and PayNow, done together.

Your data, always

Stored in Singapore. Export any time.

Founding member price

S$39 /month, or S$390/year

Locked for as long as you stay. Regular price S$59. Setup included. 10 spots, until 31 Dec 2026.

Apply for a founding spot

Paid faster, or paid back.

Use Lunas for 60 days with reminders on. Not paid faster, or not saving two hours a month? Full refund, plus S$100 for your time.

For founding members, against a baseline we agree at setup. Plus a no-questions refund in the first 30 days.

Questions jewellers ask

Straight answers.

HitPay is free. Why pay for this?: HitPay takes a cut of every payment. Here, PayNow goes straight to you with no fee, plus deposits, balances, reminders and your terms on one job.
My customers won't download an app.: They don't need to. A link on WhatsApp, a QR in their banking app. That's it.
I already use a spreadsheet.: Bring it. Drop the file in, check the preview, import. Or we'll do it with you.
What if I stop paying?: You keep read-only access and can export everything. Nothing is held hostage.

More on the FAQ. Need a deposit policy? Use our free template.

Sorted before the busy season.

Apply in two minutes. We'll reply within a day.

Apply for a founding spot Try it free for 30 days